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Exactly how Virginias 2020 Equity in Financing Operate Reforms Small-Dollar Lending Products

Exactly how Virginias 2020 Equity in Financing Operate Reforms Small-Dollar Lending Products

Legislation ends regulatory loopholes, hats interest levels, and supplies coaching for other states

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This concise examines just how Virginia reformed their regulations to get an even more latest, vibrant, and consumer-friendly small-loan industry. Virginias accomplishments offers replicable sessions for policymakers various other states experiencing high-cost, unaffordable loans. A related fact layer summarizes key components of guidelines.

Introduction

After years of legal efforts to promote a secure and practical marketplace for tiny finance, Virginia lawmakers in 2020 passed away bipartisan legislation—the equity in Lending Act (S.B. 421/H.B. 789)—to stop debts with big last payments, known balloon repayments, and reduce costs.Leer más »Exactly how Virginias 2020 Equity in Financing Operate Reforms Small-Dollar Lending Products

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Budget and Efficiency Transparency reporting

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