Often life presents us with challenges that put large amount of unmanageable anxiety and force on our funds. Credit agencies like Equifax and Transunion keep documents of late and missed re re payments, outstanding debts, and things such as bankruptcies or consumer proposals on your own credit file for different lengths of the time dependent on exactly what the issue that is exact.
The following is a easy list that outlines the length of time various delinquencies and products may be held on your own credit record:
Tricky Credit Checks / Inquiries: three years from date published
Judgements: 6 years from date filed
Collections: 6 years from date of last task